It is my proud privilege to release the feelings of my gratitude to several
persons who helped me directly or indirectly to conduct this project work. I express my
heart full indebtness and owe a deep sense of gratitude to my teacher and my faculty guide
Prof. Deepak Tondon, Professor, IILM Institute For Higher Education, Gurgaon, and to my
Deepankar Sahoo & Miss. Sanghamitra Tripathy CRE, Personal Banking, SBI, Main
Branch, Bhubaneswar, for their sincere guidance and inspiration in completing this project.
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